[{"data":1,"prerenderedAt":363},["ShallowReactive",2],{"case-ebizbank":3,"case-related-ebizbank":153},{"_path":4,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":8,"description":9,"slug":10,"year":11,"industry":12,"tags":13,"client":17,"period":18,"featured":6,"impact":19,"techStack":29,"body":34,"_type":147,"_id":148,"_source":149,"_file":150,"_stem":151,"_extension":152},"\u002Fcases\u002F04-ebizbank","cases",false,"","Ebizbank · 贵金属交易商网站","面向贵金属交易商的 B2B 平台，支持开户、报盘、风控与对账全流程，稳定运行 8 年。","ebizbank",2017,"金融科技",[14,15,16],"B2B","交易系统","长期运行","Ebizbank","2017 至今 · 长期合作",[20,23,26],{"value":21,"label":22},"8 年","稳定运行",{"value":24,"label":25},"7×24","交易支持",{"value":27,"label":28},"3","大版本迭代",[30,31,32,33],"Django","MySQL","Redis","Vue",{"type":35,"children":36,"toc":140},"root",[37,45,51,56,92,97,130,135],{"type":38,"tag":39,"props":40,"children":42},"element","h2",{"id":41},"项目背景",[43],{"type":44,"value":41},"text",{"type":38,"tag":46,"props":47,"children":48},"p",{},[49],{"type":44,"value":50},"Ebizbank 是面向贵金属（黄金、白银、铂金）交易商的撮合与服务平台。\n浩途自 2017 年起承担其网站、报盘、风控、对账模块的开发与运维。",{"type":38,"tag":39,"props":52,"children":54},{"id":53},"核心挑战",[55],{"type":44,"value":53},{"type":38,"tag":57,"props":58,"children":59},"ul",{},[60,72,82],{"type":38,"tag":61,"props":62,"children":63},"li",{},[64,70],{"type":38,"tag":65,"props":66,"children":67},"strong",{},[68],{"type":44,"value":69},"金融级稳定",{"type":44,"value":71},"：交易日 7×24 不能宕机",{"type":38,"tag":61,"props":73,"children":74},{},[75,80],{"type":38,"tag":65,"props":76,"children":77},{},[78],{"type":44,"value":79},"风控规则复杂",{"type":44,"value":81},"：多层级风险审批 + 异常订单拦截",{"type":38,"tag":61,"props":83,"children":84},{},[85,90],{"type":38,"tag":65,"props":86,"children":87},{},[88],{"type":44,"value":89},"多版本演进",{"type":44,"value":91},"：8 年内做过 3 次大版本架构升级，要保证业务无缝迁移",{"type":38,"tag":39,"props":93,"children":95},{"id":94},"解决方案",[96],{"type":44,"value":94},{"type":38,"tag":57,"props":98,"children":99},{},[100,110,120],{"type":38,"tag":61,"props":101,"children":102},{},[103,108],{"type":38,"tag":65,"props":104,"children":105},{},[106],{"type":44,"value":107},"核心系统隔离",{"type":44,"value":109},"：交易撮合层、对账层、网站层物理隔离",{"type":38,"tag":61,"props":111,"children":112},{},[113,118],{"type":38,"tag":65,"props":114,"children":115},{},[116],{"type":44,"value":117},"风控规则引擎",{"type":44,"value":119},"：可视化配置规则，无需重启服务",{"type":38,"tag":61,"props":121,"children":122},{},[123,128],{"type":38,"tag":65,"props":124,"children":125},{},[126],{"type":44,"value":127},"灰度发布",{"type":44,"value":129},"：新版本先在测试组运行 2 周再全量",{"type":38,"tag":39,"props":131,"children":133},{"id":132},"业务成效",[134],{"type":44,"value":132},{"type":38,"tag":46,"props":136,"children":137},{},[138],{"type":44,"value":139},"8 年来历经 3 次大版本架构升级，平台从未发生交易数据丢失或对账差错。",{"title":7,"searchDepth":141,"depth":141,"links":142},2,[143,144,145,146],{"id":41,"depth":141,"text":41},{"id":53,"depth":141,"text":53},{"id":94,"depth":141,"text":94},{"id":132,"depth":141,"text":132},"markdown","content:cases:04-ebizbank.md","content","cases\u002F04-ebizbank.md","cases\u002F04-ebizbank","md",[154,227,295],{"_path":155,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":156,"description":157,"slug":158,"year":159,"industry":12,"tags":160,"body":165,"_type":147,"_id":224,"_source":149,"_file":225,"_stem":226,"_extension":152},"\u002Fcases\u002F25-soe-bank-gold-saving","某国有大行 · 积存金交易系统","服务银行个人金融业务的黄金积存金交易系统，覆盖客户开户、积存计划、按周\u002F月扣款购入、转出与提取、收益对账。","soe-bank-gold-saving",2016,[161,162,163,164],"银行","黄金","积存","交易",{"type":35,"children":166,"toc":219},[167,171,176,181,209,214],{"type":38,"tag":39,"props":168,"children":169},{"id":41},[170],{"type":44,"value":41},{"type":38,"tag":46,"props":172,"children":173},{},[174],{"type":44,"value":175},"积存金作为银行黄金理财零售产品，对系统的实时性、对账精度、合规留痕要求高。客户希望面向个人用户的积存金体验在网银 \u002F 手机银行 \u002F 行内柜面三端一致。",{"type":38,"tag":39,"props":177,"children":179},{"id":178},"主要内容",[180],{"type":44,"value":178},{"type":38,"tag":57,"props":182,"children":183},{},[184,189,194,199,204],{"type":38,"tag":61,"props":185,"children":186},{},[187],{"type":44,"value":188},"客户积存计划设置（金额、频率、时长）",{"type":38,"tag":61,"props":190,"children":191},{},[192],{"type":44,"value":193},"自动扣款 + 实时金价计价",{"type":38,"tag":61,"props":195,"children":196},{},[197],{"type":44,"value":198},"转出、提取（实物提金 \u002F 卖出回款）",{"type":38,"tag":61,"props":200,"children":201},{},[202],{"type":44,"value":203},"利息\u002F收益计算与对账单",{"type":38,"tag":61,"props":205,"children":206},{},[207],{"type":44,"value":208},"行内柜员后台：客户查询、风险事件处置",{"type":38,"tag":39,"props":210,"children":212},{"id":211},"沉淀价值",[213],{"type":44,"value":211},{"type":38,"tag":46,"props":215,"children":216},{},[217],{"type":44,"value":218},"让浩途完整沉淀了\"金价实时撮合 + 客户资金账务\"的金融账务系统范式，与黄金宝平台、黄金预订平台共享同一套核心。",{"title":7,"searchDepth":141,"depth":141,"links":220},[221,222,223],{"id":41,"depth":141,"text":41},{"id":178,"depth":141,"text":178},{"id":211,"depth":141,"text":211},"content:cases:25-soe-bank-gold-saving.md","cases\u002F25-soe-bank-gold-saving.md","cases\u002F25-soe-bank-gold-saving",{"_path":228,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":229,"description":230,"slug":231,"year":159,"industry":12,"tags":232,"body":235,"_type":147,"_id":292,"_source":149,"_file":293,"_stem":294,"_extension":152},"\u002Fcases\u002F31-bank-gold-booking","某国有大行 · 黄金预定平台","银行实物金的预约购买平台，支持多金条规格、网点取货 \u002F 邮寄、库存与价格联动、订单履约。","bank-gold-booking",[161,162,233,234],"预定","实物",{"type":35,"children":236,"toc":287},[237,241,246,250,278,282],{"type":38,"tag":39,"props":238,"children":239},{"id":41},[240],{"type":44,"value":41},{"type":38,"tag":46,"props":242,"children":243},{},[244],{"type":44,"value":245},"实物金条作为银行黄金业务的高净值场景，需要客户能在线预约下单、按当日金价锁单、到指定网点取货。客户希望把这一流程从柜台前置到线上，降低柜面人力成本。",{"type":38,"tag":39,"props":247,"children":248},{"id":178},[249],{"type":44,"value":178},{"type":38,"tag":57,"props":251,"children":252},{},[253,258,263,268,273],{"type":38,"tag":61,"props":254,"children":255},{},[256],{"type":44,"value":257},"多规格金条（克重、款式）展示",{"type":38,"tag":61,"props":259,"children":260},{},[261],{"type":44,"value":262},"实时金价锁单与价格保护期",{"type":38,"tag":61,"props":264,"children":265},{},[266],{"type":44,"value":267},"网点选择 + 库存查询",{"type":38,"tag":61,"props":269,"children":270},{},[271],{"type":44,"value":272},"取货预约 \u002F 邮寄选项",{"type":38,"tag":61,"props":274,"children":275},{},[276],{"type":44,"value":277},"订单履约状态跟踪",{"type":38,"tag":39,"props":279,"children":280},{"id":211},[281],{"type":44,"value":211},{"type":38,"tag":46,"props":283,"children":284},{},[285],{"type":44,"value":286},"与积存金交易系统、黄金宝平台共同构成浩途的\"贵金属业务\"产品矩阵，覆盖客户从\"投资\"到\"实物持有\"的全链路。",{"title":7,"searchDepth":141,"depth":141,"links":288},[289,290,291],{"id":41,"depth":141,"text":41},{"id":178,"depth":141,"text":178},{"id":211,"depth":141,"text":211},"content:cases:31-bank-gold-booking.md","cases\u002F31-bank-gold-booking.md","cases\u002F31-bank-gold-booking",{"_path":296,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":297,"description":298,"slug":299,"year":300,"industry":12,"tags":301,"body":303,"_type":147,"_id":360,"_source":149,"_file":361,"_stem":362,"_extension":152},"\u002Fcases\u002F13-gold-bao-platform","某贵金属交易商 · 黄金宝在线平台","面向个人投资者的贵金属在线交易平台，整合实时金价、客户开户、交易撮合、持仓与历史记录，含交易商运营后台。","gold-bao-platform",2015,[162,164,302],"在线",{"type":35,"children":304,"toc":355},[305,309,314,318,346,350],{"type":38,"tag":39,"props":306,"children":307},{"id":41},[308],{"type":44,"value":41},{"type":38,"tag":46,"props":310,"children":311},{},[312],{"type":44,"value":313},"国内贵金属投资市场在 2015 年正向线上化迁移。客户作为持牌交易商，希望提供独立 toC 入口，承接微信公众号与官网导流的客户。",{"type":38,"tag":39,"props":315,"children":316},{"id":178},[317],{"type":44,"value":178},{"type":38,"tag":57,"props":319,"children":320},{},[321,326,331,336,341],{"type":38,"tag":61,"props":322,"children":323},{},[324],{"type":44,"value":325},"实时金价行情接入与展示",{"type":38,"tag":61,"props":327,"children":328},{},[329],{"type":44,"value":330},"客户开户 \u002F KYC \u002F 实名认证",{"type":38,"tag":61,"props":332,"children":333},{},[334],{"type":44,"value":335},"交易撮合下单与持仓管理",{"type":38,"tag":61,"props":337,"children":338},{},[339],{"type":44,"value":340},"历史成交、出入金、对账单",{"type":38,"tag":61,"props":342,"children":343},{},[344],{"type":44,"value":345},"交易商后台：客户管理、风控阈值、报表",{"type":38,"tag":39,"props":347,"children":348},{"id":211},[349],{"type":44,"value":211},{"type":38,"tag":46,"props":351,"children":352},{},[353],{"type":44,"value":354},"是浩途首批金融交易类系统，团队由此理解金融业务对实时性、对账精度、合规留痕的强约束，与后续 Ebizbank 项目共享同一套方法论。",{"title":7,"searchDepth":141,"depth":141,"links":356},[357,358,359],{"id":41,"depth":141,"text":41},{"id":178,"depth":141,"text":178},{"id":211,"depth":141,"text":211},"content:cases:13-gold-bao-platform.md","cases\u002F13-gold-bao-platform.md","cases\u002F13-gold-bao-platform",1780542369463]